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Frequently
Asked Questions

Are you a bank?

No. Commercial Direct is a subsidiary of Silver Hill Funding, LLC, a direct commercial lender.

What makes Commercial Direct different from other commercial lenders?

Commercial Direct offers commercial mortgages on your terms, with flexibility, speed, and confidence that other lenders can’t match. Read more about Commercial Direct here.

How do I apply for a loan?

Applying for a loan with Commercial Direct is easy. Simply use our loan customizer to choose a program and options that best meet your unique needs. Once you're happy with your custom loan's structure, you can choose to continue on and complete a full app

What information do you need from me?

We’ll need the following information when you apply. Borrower Name Borrower Email Borrower Phone Number Complete Property Address Years in Business Industry/Business Type Annual Gross Rents/Revenue Annual Expenses

Which property types do you accept?

Our eligible property types include multifamily, mixed-use, office, retail, light industrial, self-storage, warehouse, automotive, daycare center, mobile home park, bar, and restaurant.

What is your maximum/minimum loan amount?

Our loan amounts range from $250,000 to $2 Million.

What types of mortgages are available?

We offer commercial mortgages of 5 and 7 years with amortizations of up to 30 years.

How long does the transaction process take?

The loan process varies depending on the complexity of the transaction and the amount of documentation provided by the borrower. We typically close transactions in about 35 days.

Do you have a calculator I can use?

<p>Yes, you can run as many scenarios as you like on our loan customizer. Click <a href="https://commercialdirect.com/advance-calculator">here</a> to get started.</p>