Commercial Mortgage Insight Blog

banner-img

What Do Banks Look For?

What do banks look for when approving a commercial loan? Knowing the answer to this question can improve your chances of securing a commercial mortgage from your local bank. Understanding the way banks think can also help you recognize instances where a bank may not be your best bet for obtaining a commercial loan.

Read More

Navigating the Pros and Cons of a Cash-Out Refinance

If you’re currently paying off a commercial mortgage and you need funds for business or investment purposes, you may be wondering what options you have available. The answer, at least for some borrowers, is choosing a cash-out refinance.

Read More

What Is a Fully-Amortizing Payment?

Wondering if you should obtain a fully-amortizing loan for your commercial property, but not sure what this means? Allow us to explain. Despite the intimidating name, a fully-amortizing loan is actually quite simple.

Read More

Commercial Bridge Loans and How They Work

Borrowers come in all shapes and sizes. And no, we’re not talking about whether or not you’re currently on that Keto binge—we’re talking about your commercial loans. Believe it or not, there are multiple ways to finance your commercial properties depending on your needs. One popular option available to borrowers is commercial bridge loans.

Read More

How Balloon Payments Work for Commercial Mortgages

Most investors of commercial real estate secure a loan, or mortgage, to cover a portion of the purchase price. Unlike a residential mortgage, which typically carries a fixed rate term of 30 years, commercial loans are often 5 to 7 years in length and include a balloon payment at the end of the term.

Read More

3 Steps Before You Apply for a Commercial Loan

Applying for a commercial mortgage loan doesn’t have to be an overwhelming or complicated process. With the right knowledge and lending team on your side, you can find the right funding scenario to meet your needs. Here are a few commercial loan steps to take before you apply:

Read More

3 Commercial Loan Underwriting Basics You Should Know

The commercial mortgage underwriting process serves a crucial purpose for lenders – in short, it helps lending institutions determine whether they should approve a loan request, and if so, what loan amount the borrower is eligible to receive.

Read More

Commercial Loan Refinance Factors

As an investor or small business owner, it is important to understand that you have a number of options available to you when you need to secure additional capital or funding. If you own commercial real estate, one of the most popular options is to refinance your existing commercial mortgage.

Read More

What Lenders Look for When Reviewing Your Commercial Loan Request

Knowledge is power – especially when it comes to your commercial loan request. If you’re seeking financing for a commercial property, like an apartment building, office, or retail center, you may be wondering just what lenders are doing while your request is “under review.”

Read More

How Lenders Qualify Your Commercial Loan Request

Every lender is unique, but most begin the loan qualification process in a similar fashion. Put simply, lenders must be satisfied with the property, the borrower, and the borrower’s business before they approve a loan request.

Read More