Commercial Mortgage Insight Blog

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3 Things to Consider When Applying for a Commercial Real Estate Loan

Interested in purchasing or refinancing a commercial real estate property? There are a few things to keep in mind as you evaluate your financing options. With these considerations in mind, you’ll be better prepared to discuss your strategy with lenders and you’ll feel more confident about your ability to secure a solution that meets the […]

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Making a Case for Commercial Mortgage Cash-Out

Cash-Out Realities in today’s market The cash-out refinance is a common tactic for investors and business owners who want to tap into the equity they have in a commercial property. It’s a smart option for anyone looking to improve their property or those who need cash to make another investment.  Unfortunately, it isn’t always easy […]

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Overcoming Challenges on a Commercial Real Estate Purchase

What lenders look for Investors and business owners looking to purchase commercial real estate must clear several hurdles when working with traditional lenders.  These typically have to do with either the borrower’s financial history or the property’s ability to generate revenue. But what if lenders discover roadblocks in both areas?  That’s what happened with an […]

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How to Get an Attractive Loan without Providing Tax Returns

Documentation Concerns for Commercial Borrowers Documentation issues can present a major issue for prospective borrowers trying to secure a commercial real estate loan.  Some prospective borrowers have tax returns that do not necessarily reflect their current income, while others have difficulty producing the required documentation in the first place. Alternative solutions do exist, but if […]

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A Custom Solution for a 1-4 unit Investor Property

A popular investment strategy in today’s market Real estate investors see a great deal of value in both single family rental homes and 2-4 unit multifamily properties.  Some investors execute fix-and-flip strategies with these properties, while others see more promise in holding onto the units for a long period of time. The long-term strategy investors […]

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An Alternative Solution for a Recently Stabilized Property

Experienced commercial real estate borrowers know that property stabilization is a major factor lenders consider when deciding whether or not to approve a loan.  They need to be able to determine that a property is fully leased and is experiencing an acceptable amount of tenant turnover. For many property owners, meeting traditional lenders’ stabilization requirements […]

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5 Crucial Tips for Improving Your Credit Score

When it comes to commercial lending, your credit score will play an important role the approval of your financing request, the type of loan you can secure, and even the interest rate you will pay each month during the loan’s term.  If you don’t currently have an ideal credit score, you may find that your […]

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How to Market Your Commercial Property and Attract Tenants

Looking to increase the number of tenants in your property?  Keeping a property fully-occupied with tenants not only maximizes the amount of income you can generate, but it also plays a large role in helping you secure the best possible loan when it comes time to refinance.  

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What to Look for When Investing in a Single Family Rental Property

Real estate investors set their sights on single family properties for a number of reasons. Unlike larger apartment buildings or strip centers, investors only have to worry about one tenant at a time. Maintenance costs are typically lower for single family properties and financing can even be easier to obtain when compared to the process […]

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When Does it Make Sense to Buy Down the Rate on Your Commercial Loan?

“It depends.” While this phrase is never what one wants to hear when asking for advice, the truth is that in many different circumstances, the best course of action really does depend on a number of distinct factors.

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