1-4 Unit Investment Property Financing
Our 1-4 program sets you up for success when investing in multifamily real estate
Get Pre-Qualified NowGrow Your Portfolio with Commercial Direct
You need a lender that sees opportunities the same way you do.
Custom Terms
Design the exact loan you need

Competitive Rates
Get best-in-class pricing

Less Paperwork
Reduced documentation
options available

No Seasoning on Title
Refinance on your schedule
Getting Started is Easy
Tell us about your request and a mortgage expert will reach out to learn more about your specific needs.
Investing in a duplex or small condo building? Commercial Direct can help.
Our team of mortgage experts can help you get a 1-4 unit mortgage that meets your exact needs.
With fast closings and minimal documentation required, our 1-4 program gives you more opportunities for success when investing in multifamily real estate.
Program Highlights:
Loan amounts of $100,000 to $2 million
No tax returns required
Up to 80% Loan-to-Value
30-day closings on average
Our Transaction Process Keeps Things Simple
Customize Your Loan
Use our Loan Customizer to select the terms & options that work best for you
Get Pre-Approved in Minutes
Complete the Quick App. If your deal qualifies, you will receive immediate online pre-approval.
Receive Support from Start to Finish
One of our dedicated loan specialists will facilitate the entire underwriting process.
Close on Schedule
Get the financing you need -- then get back to business.
Success Spotlight
See how others are getting commercial mortgage solutions on their own terms.
A 1-4 Unit Solution in New York
A real estate investor in New York wanted to take cash out of a single family rental property they owned free and clear so that they could purchase another property. The Commercial Direct team made it possible for the investor to get the cash they needed to fund their next purchase. As an added bonus, the investor never had to provide tax returns during the transaction.
