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Mortgage Programs that Just Make Sense

More options and flexibility for commercial mortgage financing.

PLATINUM PROGRAM

mortgage programs - platinum

Straightforward options to help you get the financing you need — on time
and hassle-free

  • Commercial Mortgages from $250K to $2 Million
  • Max LTV for Multifamily and Mixed-Use Residential: 80% | All other property types: 75%
  • Rates: 6-9%
  • Unlimited Cash-Out

SILVER PROGRAM

mortgage programs - silver

No tax returns or 4506T required on all investor transactions

  • Commercial Mortgages from $250K to $2 Million
  • Max LTV for all property types: 75%
  • Rates: 6-9%
  • Unlimited Cash-Out

STATED OWNER-OCCUPIED PROGRAM

mortgage programs - stated owner-occupied

Stated income solutions for owner-occupied properties – no tax returns or 4506T required

  • Commercial Mortgages from $250K to $2 Million
  • Max LTV  for all commercial-only property types: 75%
  • Rates: 6-9%
  • Unlimited Cash-Out

OPTIONS FOR ALL PROGRAMS

Loan Amounts:
$250K – $2 Million

Loan Purpose:
Purchase, CO, Refinance

Loan Product:
Fixed periods of 5 and 7 years

Rates: 6-9%

Loan Terms of: 15, 20, 25, 30 years

Min. Middle Credit Score: 650

Eligible States:
Top 200 MSAs

Eligible Borrowers:
U.S. Citizens, Permanent
Resident Aliens, Legal Entities

Index:
Wall Street Journal Prime Rate

Residential Property Types:
Multifamily (5+ Units) and Mixed-Use
(Residential)

Commercial Property Types:
Mixed-Use (Commercial), Office,
Retail, Light Industrial, Self-Storage,
Warehouse, Mobile Home Park, Daycare Center, Restaurant, Bar, Automotive

Standard Prepayment Fees:
5% for first 3 years